Kingstree Federal Savings and Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 58.5% in Q2 2026, from $1.2M to $504K. It was the largest change from Q1 2026 among the key lines here. Kingstree Federal Savings and Loan Association ranks 16th of 44 South Carolina banks on loan-to-deposit ratio, in the upper half at 85.88% (Q2 2026). Kingstree Federal Savings and Loan Association reported 85.88% on loan-to-deposit ratio for Q2 2026, 18.26 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $7.5M |
| Fed funds sold and reverse repos | $504K |
| Fed funds sold and reverse repos to assets | 1.28% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.88% |
| Net loans and leases to deposits | 85.09% |
| Loans and leases to core deposits | 92.32% |
| Core deposits to total deposits | 93.03% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.93% | 92.07% | $0 | $370K |
| Q4 2023 | 85.01% | 93.94% | $217K | $300K |
| Q1 2024 | 83.85% | 96.56% | $0 | $0 |
| Q2 2024 | 73.53% | 95.65% | $0 | $0 |
| Q3 2024 | 73.34% | 95.61% | $0 | $0 |
| Q4 2024 | 84.32% | 94.94% | $0 | $0 |
| Q1 2025 | 84.42% | 96.56% | $0 | $0 |
| Q2 2025 | 82.76% | 94.95% | $0 | $0 |
| Q3 2025 | 80.33% | 95.78% | $0 | $0 |
| Q4 2025 | 79.26% | 95.03% | $0 | $0 |
| Q1 2026 | 81.62% | 94.35% | $0 | $0 |
| Q2 2026 | 85.88% | 93.03% | $0 | $0 |
Kingstree Federal Savings and Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Kingstree Federal Savings and Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Kingstree Federal Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29486) · FFIEC NIC profile (RSSD 440978)