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Kirkpatrick Bank: Non-Performing Assets Ratio

0.00% Ranks #3,328 of 3,644 U.S. banks · 9th percentile

Data as of · sourced from FFIEC call reports. How we update

Kirkpatrick Bank reported a non-performing assets ratio of 0.00% as of Q2 2026, ranking #3,328 of 3,644 U.S. banks (9th percentile). That is down 1.71 percentage points from 1.71% a year earlier, and below the 0.50% median of the 874 Large Community Banks ($1B–$10B in assets). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 0.00%
Q1 2026 0.00%
Q4 2025 0.01%
Q3 2025 1.54%
Q2 2025 1.71%
Q1 2025 1.67%
Q4 2024 1.69%
Q3 2024 1.66%
Q2 2024 1.73%
Q1 2024 0.11%
Q4 2023 0.15%
Q3 2023 0.12%

National Context

Latest value 0.00%
National rank#3,328 of 3,644
Percentile 9th
12-quarter low0.00%
12-quarter high1.73%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.

Compare the NPA ratio with the NPL ratio. When OREO makes up a large share of NPAs, the bank has completed foreclosures but has not sold the property, which can mean a weak local real estate market. Because the denominator is total assets, a bank with a small loan book relative to its securities shows a lower NPA ratio than its loan problems deserve.

Full definition & formula →

Frequently asked questions

What is Kirkpatrick Bank's Non-Performing Assets Ratio?

Kirkpatrick Bank's Non-Performing Assets Ratio was 0.00% as of Q2 2026, ranking #3328 of 3,644 U.S. banks.

What is the Non-Performing Assets Ratio?

Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Kirkpatrick Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 20156) · FFIEC NIC profile (RSSD 67151)