Lake Region Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 1.54 percentage points in Q2 2026, from 34.80% to 33.26%. It was the largest change from Q1 2026 among the key lines here. Lake Region Bank ranks 128th of 221 Minnesota banks on total deposits, in the lower half at $139.1M (Q2 2026). Lake Region Bank reported $139.1M on total deposits for Q2 2026, 50% below the $277.3M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $139.1M |
| Domestic office deposits | $139.1M |
| Foreign office deposits | — |
| Deposits to total assets | 90.89% |
| Deposits to total liabilities | 99.27% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $46.1M |
| Savings deposits | $24.1M |
| Transaction accounts to domestic deposits | 52.83% |
| Time deposits | $9K |
| Time deposits under $100k | $6.0M |
| Time deposits $100k to $250k | $4.3M |
| Time deposits over $250k | $2.1M |
| Noninterest-bearing share of deposits | 33.26% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $137.0M |
| Core deposits to total deposits | 98.49% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 0.86% |
| Interest expense on deposits | $198K |
| Loans and leases to core deposits | 55.15% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $133.9M | 99.57% | 0.00% | 0.66% |
| Q4 2023 | $133.5M | 99.57% | 0.00% | 0.70% |
| Q1 2024 | $133.5M | 99.57% | 0.00% | 0.74% |
| Q2 2024 | $126.1M | 99.53% | 0.00% | 0.83% |
| Q3 2024 | $124.8M | 99.10% | 0.00% | 0.87% |
| Q4 2024 | $128.1M | 99.56% | 0.00% | 0.86% |
| Q1 2025 | $129.5M | 99.34% | 0.00% | 0.88% |
| Q2 2025 | $128.6M | 99.32% | 0.00% | 0.82% |
| Q3 2025 | $127.6M | 98.12% | 0.00% | 0.87% |
| Q4 2025 | $129.2M | 98.14% | 0.00% | 0.87% |
| Q1 2026 | $138.6M | 98.49% | 0.00% | 0.82% |
| Q2 2026 | $139.1M | 98.49% | 0.00% | 0.86% |
Lake Region Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Lake Region Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lake Region Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10965) · FFIEC NIC profile (RSSD 164153)