Legends Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Legends Bank of Linn, MO against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.48% | 1.25% | +1.23% | 93rd top |
| ROAE Ahead of the peer average, behind the median peer. | 13.32% | 13.24% | +0.08% | 43rd below |
| Net Interest Margin | 5.19% | 3.95% | +1.24% | 92nd top |
| Efficiency Ratio | 38.67% | 61.22% | -22.55% | 95th top |
| PPNR / Avg Assets | 3.35% | — | — | 97th top |
| Yield on Earning Assets | 6.22% | 5.68% | +0.54% | 77th top |
| Cost of Funds | 1.24% | 1.88% | -0.64% | 77th top |
| Net Interest Spread | 4.56% | — | — | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.46% | 0.94% | -0.48% | 38th below |
| NPA / Total Assets | 0.35% | — | — | 36th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.16% | -0.08% | 16th bottom |
| ACL / Total Loans | 1.21% | — | — | 48th below |
| ACL / NPLs (Coverage) | 259.98% | — | — | 48th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.45% | 7.40% | -4.95% | 46th below |
| Provision / NCO | 492.70% | — | — | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 19.12% | 11.73% | +7.39% | 90th top |
| Equity / Assets | 18.61% | 10.96% | +7.65% | 92nd top |
| TCE / Tangible Assets | 18.61% | — | — | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.25% | 80.60% | +11.65% | 11th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.45% | 86.92% | +2.53% | 49th below |
| Wholesale Funding Ratio | 0.86% | — | — | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.51% | — | — | 72nd above |
| Loan Growth (Y/Y) | 10.79% | — | — | 79th top |
| Deposit Growth (Y/Y) | 5.70% | — | — | 67th above |
See Legends Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Legends Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Legends Bank profile, how to read a UBPR, or how this data updates.