Liberty Bank for Savings: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Liberty Bank for Savings of Chicago, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.38% | 1.35% | -0.97% | 10th bottom |
| ROAE | 1.63% | 13.32% | -11.69% | 7th bottom |
| Net Interest Margin | 2.67% | 3.93% | -1.26% | 5th bottom |
| Efficiency Ratio | 82.25% | 61.12% | +21.13% | 12th bottom |
| PPNR / Avg Assets | 0.49% | 1.68% | -1.19% | 8th bottom |
| Yield on Earning Assets | 3.90% | 5.67% | -1.77% | 2nd bottom |
| Cost of Funds | 1.58% | 1.88% | -0.30% | 64th above |
| Net Interest Spread | 2.12% | 3.32% | -1.20% | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.03% | 0.94% | -0.91% | 81st top |
| NPA / Total Assets | 0.02% | 0.70% | -0.68% | 83rd top |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 74th above |
| ACL / Total Loans | 0.52% | 1.28% | -0.76% | 3rd bottom |
| ACL / NPLs (Coverage) | 1533.88% | 1538.68% | -4.80% | — |
| Texas Ratio | 0.16% | 7.34% | -7.18% | 86th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 60.82% | 19.44% | +41.38% | 98th top |
| Tier 1 Ratio | 60.82% | 19.48% | +41.34% | 98th top |
| Total Capital Ratio | 61.63% | 20.56% | +41.07% | 98th top |
| Leverage Ratio | 24.01% | 12.13% | +11.88% | 97th top |
| Equity / Assets | 23.39% | 11.36% | +12.03% | 97th top |
| TCE / Tangible Assets | 23.39% | 11.08% | +12.31% | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.61% | 80.64% | +1.97% | 46th below |
| Core Deposit Ratio | 93.44% | 86.86% | +6.58% | 76th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.88% | 6.86% | -5.98% | 25th below |
| Loan Growth (Y/Y) | -2.41% | 7.91% | -10.32% | 14th bottom |
| Deposit Growth (Y/Y) | 0.51% | 6.29% | -5.78% | 26th below |
See Liberty Bank for Savings's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Liberty Bank for Savings, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Liberty Bank for Savings profile, how to read a UBPR, or how this data updates.