Lyons Federal Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lyons Federal Bank of Lyons, KS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.04% | 1.34% | -0.30% | 36th below |
| ROAE | 7.48% | 13.32% | -5.84% | 23rd bottom |
| Net Interest Margin | 4.61% | 3.93% | +0.68% | 83rd top |
| Efficiency Ratio | 60.12% | 61.14% | -1.02% | 54th above |
| PPNR / Avg Assets | 1.86% | 1.68% | +0.18% | 66th above |
| Yield on Earning Assets | 6.57% | 5.67% | +0.90% | 89th top |
| Cost of Funds | 2.12% | 1.88% | +0.24% | 30th below |
| Net Interest Spread | 4.06% | 3.32% | +0.74% | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.27% | 0.94% | -0.67% | 59th above |
| NPA / Total Assets | 0.20% | 0.70% | -0.50% | 60th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.28% | 1.28% | +0.00% | 60th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 473.67% | 1538.90% | -1065.23% | 70th above |
| Texas Ratio | 1.85% | 7.33% | -5.48% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.70% | 12.14% | +0.56% | 72nd above |
| Equity / Assets | 13.94% | 11.37% | +2.57% | 84th top |
| TCE / Tangible Assets | 12.48% | 11.09% | +1.39% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.54% | 80.64% | +6.90% | 34th below |
| Core Deposit Ratio | 82.02% | 86.86% | -4.84% | 20th bottom |
| Wholesale Funding Ratio | 0.82% | 5.03% | -4.21% | 84th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.70% | 6.85% | +3.85% | 85th top |
| Loan Growth (Y/Y) | 10.63% | 7.90% | +2.73% | 76th top |
| Deposit Growth (Y/Y) | 12.30% | 6.29% | +6.01% | 88th top |
See Lyons Federal Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lyons Federal Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lyons Federal Bank profile, how to read a UBPR, or how this data updates.