The Malvern National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Malvern National Bank of Malvern, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.04% | 1.34% | -0.30% | 35th below |
| ROAE | 11.35% | 13.32% | -1.97% | 44th below |
| Net Interest Margin | 3.50% | 3.93% | -0.43% | 27th below |
| Efficiency Ratio | 64.45% | 61.14% | +3.31% | 41st below |
| PPNR / Avg Assets | 1.08% | 1.68% | -0.60% | 24th bottom |
| Yield on Earning Assets | 5.56% | 5.67% | -0.11% | 48th below |
| Cost of Funds | 2.15% | 1.88% | +0.27% | 29th below |
| Net Interest Spread | 3.05% | 3.32% | -0.27% | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.74% | 0.94% | -0.20% | 35th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.41% | 0.70% | -0.29% | 43rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 45th below |
| ACL / Total Loans | 2.03% | 1.28% | +0.75% | 94th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 273.36% | 1539.65% | -1266.29% | 57th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.90% | 7.33% | -3.43% | 47th below |
| Provision / NCO | 1875.00% | 1394.97% | +480.03% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.55% | 19.51% | -4.96% | 44th below |
| Tier 1 Ratio | 14.55% | 19.54% | -4.99% | 44th below |
| Total Capital Ratio | 15.80% | 20.63% | -4.83% | 45th below |
| Leverage Ratio | 9.45% | 12.14% | -2.69% | 20th bottom |
| Equity / Assets | 9.32% | 11.38% | -2.06% | 32nd below |
| TCE / Tangible Assets | 9.32% | 11.09% | -1.77% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 60.79% | 80.65% | -19.86% | 82nd top |
| Core Deposit Ratio | 80.08% | 86.87% | -6.79% | 16th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.33% | 6.85% | -0.52% | 64th above |
| Loan Growth (Y/Y) | 2.88% | 7.91% | -5.03% | 36th below |
| Deposit Growth (Y/Y) | 6.87% | 6.29% | +0.58% | 70th above |
See The Malvern National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Malvern National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Malvern National Bank profile, how to read a UBPR, or how this data updates.