Manufacturers Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Manufacturers Bank & Trust Company of Forest City, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.48% | 1.34% | +0.14% | 62nd above |
| ROAE | 13.73% | 13.31% | +0.42% | 58th above |
| Net Interest Margin | 3.80% | 3.93% | -0.13% | 42nd below |
| Efficiency Ratio | 60.58% | 61.14% | -0.56% | 52nd above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.62% | 1.68% | -0.06% | 52nd above |
| Yield on Earning Assets | 5.50% | 5.67% | -0.17% | 45th below |
| Cost of Funds | 1.79% | 1.88% | -0.09% | 51st above |
| Net Interest Spread | 3.32% | 3.32% | +0.00% | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.70% | 0.94% | -0.24% | 37th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.49% | 0.70% | -0.21% | 39th below |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans | 1.52% | 1.28% | +0.24% | 80th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 216.08% | 1539.71% | -1323.63% | 50th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.28% | 7.33% | -1.05% | 34th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.88% | 19.51% | -6.63% | 26th below |
| Tier 1 Ratio | 12.88% | 19.54% | -6.66% | 26th below |
| Total Capital Ratio | 14.13% | 20.63% | -6.50% | 27th below |
| Leverage Ratio | 10.44% | 12.14% | -1.70% | 40th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.82% | 11.37% | -0.55% | 57th above |
| TCE / Tangible Assets | 9.56% | 11.09% | -1.53% | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.57% | 80.64% | -0.07% | 50th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.93% | 86.86% | +2.07% | 49th below |
| Wholesale Funding Ratio | 1.59% | 5.04% | -3.45% | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.52% | 6.86% | -5.34% | 29th below |
| Loan Growth (Y/Y) | 0.63% | 7.91% | -7.28% | 25th below |
| Deposit Growth (Y/Y) | 2.12% | 6.29% | -4.17% | 36th below |
See Manufacturers Bank & Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Manufacturers Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Manufacturers Bank & Trust Company profile, how to read a UBPR, or how this data updates.