Marion County State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Marion County State Bank of Pella, IA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.97% | 1.34% | +0.63% | 84th top |
| ROAE | 19.99% | 13.32% | +6.67% | 87th top |
| Net Interest Margin | 3.87% | 3.93% | -0.06% | 47th below |
| Efficiency Ratio | 47.55% | 61.14% | -13.59% | 85th top |
| PPNR / Avg Assets | 2.24% | 1.68% | +0.56% | 81st top |
| Yield on Earning Assets | 5.24% | 5.67% | -0.43% | 32nd below |
| Cost of Funds | 1.52% | 1.88% | -0.36% | 68th above |
| Net Interest Spread | 3.45% | 3.32% | +0.13% | 57th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.95% | 0.94% | +0.01% | 29th below |
| NPA / Total Assets | 0.79% | 0.70% | +0.09% | 27th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 38th below |
| ACL / Total Loans | 0.79% | 1.28% | -0.49% | 10th bottom |
| ACL / NPLs (Coverage) | 83.36% | 1547.09% | -1463.73% | 22nd bottom |
| Texas Ratio | 9.00% | 7.34% | +1.66% | 25th below |
| Provision / NCO | 2400.00% | 1393.94% | +1006.06% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.92% | 19.49% | -5.57% | 38th below |
| Tier 1 Ratio | 13.92% | 19.52% | -5.60% | 38th below |
| Total Capital Ratio | 14.75% | 20.61% | -5.86% | 34th below |
| Leverage Ratio | 10.41% | 12.14% | -1.73% | 39th below |
| Equity / Assets | 10.21% | 11.37% | -1.16% | 48th below |
| TCE / Tangible Assets | 8.51% | 11.09% | -2.58% | 23rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.40% | 80.66% | +8.74% | 30th below |
| Core Deposit Ratio | 94.92% | 86.84% | +8.08% | 84th top |
| Wholesale Funding Ratio | 2.55% | 5.04% | -2.49% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.06% | 6.85% | -8.91% | 11th bottom |
| Loan Growth (Y/Y) | 3.68% | 7.92% | -4.24% | 40th below |
| Deposit Growth (Y/Y) | -0.67% | 6.29% | -6.96% | 20th bottom |
See Marion County State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Marion County State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Marion County State Bank profile, how to read a UBPR, or how this data updates.