Marshall County State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 1.49 percentage points in Q2 2026, from 20.15% to 18.66%. It was the largest change from Q1 2026 among the key lines here. Marshall County State Bank has the 15th lowest total deposits of the 221 banks headquartered in Minnesota, at $38.2M as of Q2 2026. The median for banks in the < $100M asset tier is $53.7M on total deposits. Marshall County State Bank sits 29% lower, at $38.2M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $38.2M |
| Domestic office deposits | $38.2M |
| Foreign office deposits | — |
| Deposits to total assets | 84.21% |
| Deposits to total liabilities | 99.54% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $7.1M |
| Savings deposits | $1.2M |
| Transaction accounts to domestic deposits | 35.98% |
| Time deposits | $27K |
| Time deposits under $100k | $5.3M |
| Time deposits $100k to $250k | $3.7M |
| Time deposits over $250k | $1.4M |
| Noninterest-bearing share of deposits | 18.66% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $36.8M |
| Core deposits to total deposits | 96.24% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.44% |
| Interest expense on deposits | $185K |
| Loans and leases to core deposits | 39.47% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $32.0M | 97.47% | 0.00% | 2.44% |
| Q4 2023 | $32.7M | 96.70% | 0.00% | 2.77% |
| Q1 2024 | $33.5M | 95.93% | 0.00% | 2.82% |
| Q2 2024 | $33.5M | 95.92% | 0.00% | 2.92% |
| Q3 2024 | $33.1M | 94.28% | 0.00% | 3.00% |
| Q4 2024 | $34.9M | 95.26% | 0.00% | 3.04% |
| Q1 2025 | $33.9M | 95.05% | 0.00% | 2.97% |
| Q2 2025 | $35.0M | 94.48% | 0.00% | 3.05% |
| Q3 2025 | $34.6M | 93.56% | 0.00% | 2.95% |
| Q4 2025 | $37.0M | 93.94% | 0.00% | 2.93% |
| Q1 2026 | $37.1M | 96.16% | 0.00% | 2.53% |
| Q2 2026 | $38.2M | 96.24% | 0.00% | 2.44% |
Marshall County State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Marshall County State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marshall County State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9752) · FFIEC NIC profile (RSSD 720157)