McCurtain County National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks McCurtain County National Bank of Broken Bow, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.25% | 1.34% | -0.09% | 49th below |
| ROAE | 8.18% | 13.33% | -5.15% | 27th below |
| Net Interest Margin | 3.43% | 3.93% | -0.50% | 25th below |
| Efficiency Ratio | 51.59% | 61.13% | -9.54% | 77th top |
| PPNR / Avg Assets | 1.76% | 1.68% | +0.08% | 60th above |
| Yield on Earning Assets | 5.30% | 5.67% | -0.37% | 35th below |
| Cost of Funds | 2.15% | 1.88% | +0.27% | 29th below |
| Net Interest Spread | 2.31% | 3.32% | -1.01% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.64% | 0.94% | +0.70% | 16th bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.61% | 0.70% | -0.09% | 33rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.16% | -0.09% | 23rd bottom |
| ACL / Total Loans | 2.65% | 1.28% | +1.37% | 97th top |
| ACL / NPLs (Coverage) | 162.24% | 1546.68% | -1384.44% | 42nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.69% | 7.34% | -3.65% | 48th below |
| Provision / NCO | 110.34% | 1395.59% | -1285.25% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.65% | 12.14% | +3.51% | 89th top |
| Equity / Assets | 15.68% | 11.36% | +4.32% | 90th top |
| TCE / Tangible Assets | 15.68% | 11.08% | +4.60% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 44.63% | 80.67% | -36.04% | 94th top |
| Core Deposit Ratio | 90.17% | 86.85% | +3.32% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.08% | 6.84% | -1.76% | 56th above |
| Loan Growth (Y/Y) | -6.70% | 7.92% | -14.62% | 5th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.58% | 6.29% | -1.71% | 54th above |
See McCurtain County National Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock McCurtain County National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full McCurtain County National Bank profile, how to read a UBPR, or how this data updates.