Meridian Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Meridian Bank of Malvern, PA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.06% | 1.46% | -0.40% | 33rd below |
| ROAE | 11.09% | 12.72% | -1.63% | 42nd below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.83% | 3.85% | -0.02% | 58th above |
| Efficiency Ratio | 64.76% | 57.40% | +7.36% | 31st below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.81% | 1.88% | -0.07% | 58th above |
| Yield on Earning Assets | 6.56% | 5.72% | +0.84% | 90th top |
| Cost of Funds | 2.96% | 2.01% | +0.95% | 9th bottom |
| Net Interest Spread | 3.25% | 3.18% | +0.07% | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.29% | 1.00% | +3.29% | 2nd bottom |
| NPA / Total Assets | 3.84% | 0.76% | +3.08% | 2nd bottom |
| NCO / Avg Loans | 0.47% | 0.43% | +0.04% | 10th bottom |
| ACL / Total Loans | 0.96% | 1.31% | -0.35% | 25th below |
| ACL / NPLs (Coverage) | 22.40% | 543.89% | -521.49% | 1st bottom |
| Texas Ratio | 37.17% | 7.36% | +29.81% | 1st bottom |
| Provision / NCO | 98.93% | 619.22% | -520.29% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.72% | 11.44% | -1.72% | 29th below |
| Equity / Assets | 9.63% | 11.34% | -1.71% | 35th below |
| TCE / Tangible Assets | 9.51% | 10.50% | -0.99% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.49% | 86.94% | +14.55% | 14th bottom |
| Core Deposit Ratio | 75.64% | 85.56% | -9.92% | 14th bottom |
| Uninsured Deposit Ratio | 30.66% | 33.12% | -2.46% | 51st above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.11% | 5.71% | -1.60% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.22% | 9.69% | -6.47% | 36th below |
| Loan Growth (Y/Y) | 3.74% | 8.06% | -4.32% | 39th below |
| Deposit Growth (Y/Y) | 4.04% | 7.87% | -3.83% | 45th below |
See Meridian Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Meridian Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Meridian Bank profile, how to read a UBPR, or how this data updates.