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Modern Bank, N.A.: Return on Average Equity

2.68% Ranks #3,432 of 3,651 U.S. banks · 6th percentile

Data as of · sourced from FFIEC call reports. How we update

Modern Bank, N.A. reported a return on average equity of 2.68% as of Q2 2026, ranking #3,432 of 3,651 U.S. banks (6th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 2.68%
Q1 2026 0.01%
Q4 2025 -67.73%
Q3 2025 -18.08%
Q2 2025 -12.53%
Q1 2025 -7.23%
Q4 2024 2.51%
Q3 2024 3.02%
Q2 2024 4.09%
Q1 2024 3.20%
Q4 2023 4.21%
Q3 2023 5.90%

National Context

Latest value 2.68%
National rank#3,432 of 3,651
Percentile 6th
12-quarter low-67.73%
12-quarter high5.90%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Modern Bank, N.A.'s Return on Average Equity?

Modern Bank, N.A.'s Return on Average Equity was 2.68% as of Q2 2026, ranking #3432 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Modern Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 22398) · FFIEC NIC profile (RSSD 2398701)