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Morgan Stanley Bank, N.A.: Tier 1 Risk-Based Capital Ratio

18.76% Ranks #417 of 2,136 U.S. banks · 81st percentile

Data as of · sourced from FFIEC call reports. How we update

Morgan Stanley Bank, N.A. reported a tier 1 risk-based capital ratio of 18.76% as of Q2 2026, ranking #417 of 2,136 U.S. banks (81st percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 18.76%
Q1 2026 20.69%
Q4 2025 23.14%
Q3 2025 24.06%
Q2 2025 23.61%
Q1 2025 24.90%
Q4 2024 24.75%
Q3 2024 28.34%
Q2 2024 27.22%
Q1 2024 27.60%
Q4 2023 27.79%
Q3 2023 27.62%

National Context

Latest value 18.76%
National rank#417 of 2,136
Percentile 81st
12-quarter low18.76%
12-quarter high28.34%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Morgan Stanley Bank, N.A.'s Tier 1 Risk-Based Capital Ratio?

Morgan Stanley Bank, N.A.'s Tier 1 Risk-Based Capital Ratio was 18.76% as of Q2 2026, ranking #417 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Morgan Stanley Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 32992) · FFIEC NIC profile (RSSD 1456501)