Morgan Stanley Private Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Morgan Stanley Private Bank, N.A. of Purchase, NY against its peer group of 18 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.08% | 1.20% | -0.12% | 18th bottom |
| ROAE | 15.40% | 12.65% | +2.75% | 71st above |
| Net Interest Margin | 1.77% | 2.94% | -1.17% | 24th bottom |
| Efficiency Ratio | 26.48% | 55.15% | -28.67% | 94th top |
| PPNR / Avg Assets | 1.46% | 1.76% | -0.30% | 12th bottom |
| Yield on Earning Assets | 4.24% | 5.05% | -0.81% | 18th bottom |
| Cost of Funds | 2.64% | 2.20% | +0.44% | 29th below |
| Net Interest Spread | 1.52% | 2.40% | -0.88% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.41% | 0.95% | -0.54% | 94th top |
| NPA / Total Assets | 0.32% | 0.48% | -0.16% | 65th above |
| NCO / Avg Loans | 0.00% | 0.51% | -0.51% | 91st top |
| ACL / Total Loans | 0.20% | 1.44% | -1.24% | 6th bottom |
| ACL / NPLs (Coverage) | 49.10% | 151.14% | -102.04% | 0th bottom |
| Texas Ratio | 4.81% | 6.64% | -1.83% | 65th above |
| Provision / NCO | 355.56% | 106.31% | +249.25% | 100th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 46.18% | 15.61% | +30.57% | 100th top |
| Tier 1 Ratio | 46.18% | 15.64% | +30.54% | 100th top |
| Total Capital Ratio | 46.66% | 16.62% | +30.04% | 100th top |
| Leverage Ratio | 6.65% | 8.89% | -2.24% | 12th bottom |
| Equity / Assets | 6.77% | 10.13% | -3.36% | 0th bottom |
| TCE / Tangible Assets | 6.60% | 8.08% | -1.48% | 12th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.47% | 58.32% | +30.15% | 6th bottom |
| Core Deposit Ratio | 73.59% | 83.57% | -9.98% | 29th below |
| Uninsured Deposit Ratio | 19.47% | 45.16% | -25.69% | 94th top |
| Wholesale Funding Ratio | 8.12% | 7.40% | +0.72% | 35th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.55% | 13.89% | -7.34% | 41st below |
| Loan Growth (Y/Y) | 19.86% | 15.64% | +4.22% | 71st above |
| Deposit Growth (Y/Y) | -0.37% | 12.03% | -12.40% | 12th bottom |
See Morgan Stanley Private Bank, N.A.'s peers by name
The 18 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Morgan Stanley Private Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Morgan Stanley Private Bank, N.A. profile, how to read a UBPR, or how this data updates.