Moultrie Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Moultrie Bank & Trust of Moultrie, GA against its peer group of 2601 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.62% | 1.35% | -0.73% | 17th bottom |
| ROAE | 4.47% | 13.33% | -8.86% | 13th bottom |
| Net Interest Margin | 4.16% | 3.93% | +0.23% | 62nd above |
| Efficiency Ratio | 59.62% | 61.13% | -1.51% | 55th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.67% | 1.68% | -0.01% | 55th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.65% | 5.67% | -0.02% | 52nd above |
| Cost of Funds | 1.67% | 1.88% | -0.21% | 58th above |
| Net Interest Spread | 3.57% | 3.32% | +0.25% | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.94% | -0.84% | 73rd above |
| NPA / Total Assets | 0.05% | 0.70% | -0.65% | 77th top |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 83rd top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.22% | 1.28% | -0.06% | 53rd above |
| ACL / NPLs (Coverage) | 1232.88% | 1546.16% | -313.28% | — |
| Texas Ratio | 0.32% | 7.34% | -7.02% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.07% | 12.14% | +1.93% | 82nd top |
| Equity / Assets | 14.37% | 11.36% | +3.01% | 86th top |
| TCE / Tangible Assets | 14.37% | 11.08% | +3.29% | 87th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 57.28% | 80.67% | -23.39% | 86th top |
| Core Deposit Ratio | 80.84% | 86.85% | -6.01% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.43% | 6.84% | -3.41% | 43rd below |
| Loan Growth (Y/Y) | 87.59% | 7.91% | +79.68% | 100th top |
| Deposit Growth (Y/Y) | 2.51% | 6.29% | -3.78% | 39th below |
See Moultrie Bank & Trust's peers by name
The 2601 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Moultrie Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Moultrie Bank & Trust profile, how to read a UBPR, or how this data updates.