National Bank of St. Anne: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks National Bank of St. Anne of Saint Anne, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.54% | 1.34% | +0.20% | 65th above |
| ROAE | 14.76% | 13.31% | +1.45% | 64th above |
| Net Interest Margin | 5.06% | 3.93% | +1.13% | 93rd top |
| Efficiency Ratio | 57.04% | 61.14% | -4.10% | 63rd above |
| PPNR / Avg Assets | 2.35% | 1.68% | +0.67% | 85th top |
| Yield on Earning Assets | 6.59% | 5.67% | +0.92% | 89th top |
| Cost of Funds | 1.62% | 1.88% | -0.26% | 61st above |
| Net Interest Spread | 4.56% | 3.32% | +1.24% | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.52% | 0.94% | -0.42% | 44th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.44% | 0.70% | -0.26% | 41st below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.16% | -0.07% | 20th bottom |
| ACL / Total Loans | 1.08% | 1.28% | -0.20% | 36th below |
| ACL / NPLs (Coverage) | 209.54% | 1538.87% | -1329.33% | 49th below |
| Texas Ratio | 13.12% | 7.33% | +5.79% | 15th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 438.46% | 1395.69% | -957.23% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.25% | 19.50% | -8.25% | 10th bottom |
| Tier 1 Ratio | 11.25% | 19.54% | -8.29% | 10th bottom |
| Total Capital Ratio | 12.39% | 20.62% | -8.23% | 11th bottom |
| Leverage Ratio | 9.44% | 12.14% | -2.70% | 20th bottom |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.44% | 11.37% | -0.93% | 52nd above |
| TCE / Tangible Assets | 9.26% | 11.09% | -1.83% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.21% | 80.63% | +15.58% | 16th bottom |
| Core Deposit Ratio | 95.89% | 86.86% | +9.03% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.70% | 6.85% | -1.15% | 60th above |
| Loan Growth (Y/Y) | 13.19% | 7.90% | +5.29% | 83rd top |
| Deposit Growth (Y/Y) | 7.40% | 6.29% | +1.11% | 73rd above |
See National Bank of St. Anne's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock National Bank of St. Anne, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full National Bank of St. Anne profile, how to read a UBPR, or how this data updates.