Nave Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits climbed 10.42 percentage points in Q2 2026, from 0.00% to 10.42%. It was the largest change from Q1 2026 among the key lines here. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Nave Bank sits 16.59 points lower, at 63.96% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $190.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $270.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $50.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.01% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.96% |
| Net loans and leases to deposits | 63.42% |
| Loans and leases to core deposits | 67.17% |
| Core deposits to total deposits | 84.80% |
| Brokered deposits to total deposits | 10.42% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 0.00% | 100.00% | $0 | $0 |
| Q4 2023 | 113.40% | 100.00% | $0 | $0 |
| Q1 2024 | 33.00% | 100.00% | $0 | $0 |
| Q2 2024 | 30.38% | 100.00% | $0 | $0 |
| Q3 2024 | 40.76% | 100.00% | $0 | $0 |
| Q4 2024 | 29.08% | 100.00% | $0 | $0 |
| Q1 2025 | 30.12% | 90.12% | $0 | $0 |
| Q2 2025 | 58.25% | 90.94% | $0 | $10.0M |
| Q3 2025 | 64.64% | 84.03% | $0 | $10.0M |
| Q4 2025 | 61.53% | 94.20% | $0 | $50.0M |
| Q1 2026 | 61.75% | 94.84% | $0 | $50.0M |
| Q2 2026 | 63.96% | 84.80% | $0 | $50.0M |
Nave Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Nave Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nave Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59324) · FFIEC NIC profile (RSSD 5686089)