NBKC Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks NBKC Bank of Leawood, KS against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.79% | 1.34% | +1.45% | 97th top |
| ROAE | 16.72% | 12.34% | +4.38% | 79th top |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.75% | 3.83% | -0.08% | 53rd above |
| Efficiency Ratio | 72.78% | 58.97% | +13.81% | 14th bottom |
| PPNR / Avg Assets | 2.94% | — | — | 94th top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.56% | 5.71% | -0.15% | 51st above |
| Cost of Funds | 2.05% | 2.02% | +0.03% | 47th below |
| Net Interest Spread | 2.36% | — | — | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.45% | 0.87% | +0.58% | 17th bottom |
| NPA / Total Assets | 1.07% | — | — | 19th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.43% | -0.38% | 41st below |
| ACL / Total Loans | 1.29% | — | — | 67th above |
| ACL / NPLs (Coverage) | 88.97% | — | — | 19th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.08% | 5.48% | -0.40% | 38th below |
| Provision / NCO | 0.00% | — | — | 11th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 22.05% | 14.99% | +7.06% | 93rd top |
| Tier 1 Ratio | 22.05% | 15.02% | +7.03% | 93rd top |
| Total Capital Ratio | 23.30% | — | — | 93rd top |
| Leverage Ratio | 17.13% | 11.11% | +6.02% | 96th top |
| Equity / Assets | 16.84% | 11.02% | +5.82% | 96th top |
| TCE / Tangible Assets | 16.84% | — | — | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.99% | 86.99% | +4.00% | 41st below |
| Core Deposit Ratio | 85.36% | 85.57% | -0.21% | 36th below |
| Uninsured Deposit Ratio | 7.67% | 33.19% | -25.52% | 98th top |
| Wholesale Funding Ratio | 0.40% | — | — | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.22% | — | — | 67th above |
| Loan Growth (Y/Y) | 10.09% | — | — | 73rd above |
| Deposit Growth (Y/Y) | 8.96% | — | — | 70th above |
See NBKC Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock NBKC Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full NBKC Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the NBKC Bank peer analysis.