Nebraska State Bank and Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Nebraska State Bank and Trust Company of Broken Bow, NE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.11% | 1.34% | +0.77% | 88th top |
| ROAE | 17.63% | 13.31% | +4.32% | 78th top |
| Net Interest Margin | 4.42% | 3.93% | +0.49% | 76th top |
| Efficiency Ratio | 51.23% | 61.14% | -9.91% | 78th top |
| PPNR / Avg Assets | 2.18% | 1.68% | +0.50% | 79th top |
| Yield on Earning Assets | 5.86% | 5.67% | +0.19% | 62nd above |
| Cost of Funds | 1.61% | 1.88% | -0.27% | 62nd above |
| Net Interest Spread | 3.99% | 3.32% | +0.67% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 49th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.20% | 1.28% | -0.08% | 50th above |
| Texas Ratio | 0.01% | 7.33% | -7.32% | 90th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.49% | 19.50% | -4.01% | 54th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.49% | 19.54% | -4.05% | 54th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.60% | 20.62% | -4.02% | 53rd above |
| Leverage Ratio | 12.96% | 12.14% | +0.82% | 75th top |
| Equity / Assets | 12.22% | 11.37% | +0.85% | 73rd above |
| TCE / Tangible Assets | 12.22% | 11.09% | +1.13% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.26% | 80.63% | +14.63% | 18th bottom |
| Core Deposit Ratio | 91.21% | 86.86% | +4.35% | 62nd above |
| Wholesale Funding Ratio | 5.74% | 5.03% | +0.71% | 33rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.78% | 6.85% | -3.07% | 45th below |
| Loan Growth (Y/Y) | 0.32% | 7.90% | -7.58% | 24th bottom |
| Deposit Growth (Y/Y) | 3.23% | 6.29% | -3.06% | 44th below |
See Nebraska State Bank and Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Nebraska State Bank and Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Nebraska State Bank and Trust Company profile, how to read a UBPR, or how this data updates.