Neighborhood National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Neighborhood National Bank of Mora, MN against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.22% | 1.34% | -0.12% | 47th below |
| ROAE | 16.39% | 13.32% | +3.07% | 73rd above |
| Net Interest Margin | 3.67% | 3.93% | -0.26% | 35th below |
| Efficiency Ratio | 67.95% | 61.13% | +6.82% | 33rd below |
| PPNR / Avg Assets | 1.22% | 1.68% | -0.46% | 30th below |
| Yield on Earning Assets | 5.11% | 5.67% | -0.56% | 27th below |
| Cost of Funds | 1.64% | 1.88% | -0.24% | 61st above |
| Net Interest Spread | 3.24% | 3.32% | -0.08% | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.27% | 0.94% | -0.67% | 59th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.34% | 0.70% | -0.36% | 48th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 41st below |
| ACL / Total Loans | 1.10% | 1.28% | -0.18% | 38th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 409.16% | 1546.50% | -1137.34% | 66th above |
| Texas Ratio | 19.44% | 7.33% | +12.11% | 8th bottom |
| Provision / NCO | 0.00% | 1395.51% | -1395.51% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.54% | 19.49% | -2.95% | 61st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.54% | 19.52% | -2.98% | 61st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.56% | 20.61% | -3.05% | 60th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.24% | 12.14% | -0.90% | 54th above |
| Equity / Assets | 7.61% | 11.37% | -3.76% | 10th bottom |
| TCE / Tangible Assets | 7.61% | 11.08% | -3.47% | 12th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.24% | 80.66% | -3.42% | 57th above |
| Core Deposit Ratio | 91.15% | 86.85% | +4.30% | 62nd above |
| Wholesale Funding Ratio | 11.04% | 5.03% | +6.01% | 11th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.47% | 6.84% | -3.37% | 43rd below |
| Loan Growth (Y/Y) | 2.09% | 7.92% | -5.83% | 32nd below |
| Deposit Growth (Y/Y) | 0.41% | 6.29% | -5.88% | 25th below |
See Neighborhood National Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Neighborhood National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Neighborhood National Bank profile, how to read a UBPR, or how this data updates.