Neighbors Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Neighbors Bank of Clarence, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -3.77% | 1.34% | -5.11% | 1st bottom |
| ROAE | -35.02% | 13.32% | -48.34% | 1st bottom |
| Net Interest Margin | 2.92% | 3.93% | -1.01% | 8th bottom |
| Efficiency Ratio | 106.47% | 61.13% | +45.34% | 2nd bottom |
| PPNR / Avg Assets | -3.71% | 1.68% | -5.39% | 0th bottom |
| Yield on Earning Assets | 5.54% | 5.67% | -0.13% | 47th below |
| Cost of Funds | 2.91% | 1.88% | +1.03% | 7th bottom |
| Net Interest Spread | 2.61% | 3.32% | -0.71% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.38% | 0.94% | +0.44% | 20th bottom |
| NPA / Total Assets | 1.12% | 0.70% | +0.42% | 18th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.30% | 1.28% | -0.98% | 1st bottom |
| ACL / NPLs (Coverage) | 21.45% | 1538.86% | -1517.41% | 1st bottom |
| Texas Ratio | 11.10% | 7.33% | +3.77% | 19th bottom |
| Provision / NCO | -383.33% | 1395.79% | -1779.12% | 3rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.06% | 12.14% | -1.08% | 52nd above |
| Equity / Assets | 9.83% | 11.37% | -1.54% | 41st below |
| TCE / Tangible Assets | 9.83% | 11.09% | -1.26% | 46th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 109.36% | 80.63% | +28.73% | 4th bottom |
| Core Deposit Ratio | 100.00% | 86.86% | +13.14% | 100th top |
| Wholesale Funding Ratio | 12.71% | 5.03% | +7.68% | 8th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.52% | 6.85% | -2.33% | 51st above |
| Loan Growth (Y/Y) | 7.95% | 7.90% | +0.05% | 65th above |
| Deposit Growth (Y/Y) | 10.05% | 6.29% | +3.76% | 83rd top |
See Neighbors Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Neighbors Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Neighbors Bank profile, how to read a UBPR, or how this data updates.