New Era Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks New Era Bank of Fredericktown, MO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.63% | 1.25% | +1.38% | 95th top |
| ROAE | 18.30% | 13.17% | +5.13% | 81st top |
| Net Interest Margin | 4.22% | 3.95% | +0.27% | 65th above |
| Efficiency Ratio | 42.48% | 61.50% | -19.02% | 92nd top |
| PPNR / Avg Assets | 2.70% | — | — | 92nd top |
| Yield on Earning Assets | 5.32% | 5.67% | -0.35% | 36th below |
| Cost of Funds | 1.23% | 1.87% | -0.64% | 83rd top |
| Net Interest Spread | 4.09% | — | — | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.93% | -0.92% | 84th top |
| NPA / Total Assets | 0.36% | — | — | 46th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.15% | -0.12% | 29th below |
| ACL / Total Loans | 1.40% | — | — | 72nd above |
| ACL / NPLs (Coverage) | 11131.25% | — | — | — |
| Texas Ratio | 2.61% | 6.06% | -3.45% | 50th above |
| Provision / NCO | 30.75% | — | — | 24th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.98% | 11.75% | +2.23% | 81st top |
| Equity / Assets | 14.06% | 10.98% | +3.08% | 84th top |
| TCE / Tangible Assets | 13.38% | — | — | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 65.59% | 80.44% | -14.85% | 77th top |
| Core Deposit Ratio | 93.33% | 86.95% | +6.38% | 76th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.49% | — | — | 50th above |
| Loan Growth (Y/Y) | 3.22% | — | — | 37th below |
| Deposit Growth (Y/Y) | 3.88% | — | — | 49th below |
See New Era Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock New Era Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full New Era Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the New Era Bank peer analysis.