North Easton Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks North Easton Savings Bank of South Easton, MA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.81% | 1.44% | -0.63% | 19th bottom |
| ROAE | 7.09% | 12.51% | -5.42% | 17th bottom |
| Net Interest Margin | 3.22% | 3.84% | -0.62% | 23rd bottom |
| Efficiency Ratio | 67.33% | 58.86% | +8.47% | 26th below |
| PPNR / Avg Assets | 1.10% | 1.78% | -0.68% | 19th bottom |
| Yield on Earning Assets | 4.91% | 5.71% | -0.80% | 17th bottom |
| Cost of Funds | 1.79% | 2.03% | -0.24% | 62nd above |
| Net Interest Spread | 2.79% | 3.18% | -0.39% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.59% | 0.96% | +0.63% | 16th bottom |
| NPA / Total Assets | 1.14% | 0.75% | +0.39% | 20th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.31% | -0.22% | 31st below |
| ACL / Total Loans | 0.52% | 1.25% | -0.73% | 3rd bottom |
| ACL / NPLs (Coverage) | 32.75% | 699.58% | -666.83% | 3rd bottom |
| Texas Ratio | 10.96% | 7.16% | +3.80% | 21st bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 177.63% | 815.37% | -637.74% | 53rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.22% | 17.41% | -1.19% | 79th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.22% | 17.45% | -1.23% | 78th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.80% | 18.50% | -1.70% | 75th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.19% | 11.60% | -0.41% | 64th above |
| Equity / Assets | 11.40% | 11.33% | +0.07% | 67th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.46% | 10.65% | -0.19% | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.33% | 86.36% | -4.03% | 65th above |
| Core Deposit Ratio | 94.24% | 85.55% | +8.69% | 80th top |
| Uninsured Deposit Ratio | 22.38% | 32.72% | -10.34% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.02% | 10.46% | -3.44% | 62nd above |
| Loan Growth (Y/Y) | 1.95% | 8.00% | -6.05% | 28th below |
| Deposit Growth (Y/Y) | 4.58% | 7.98% | -3.40% | 49th below |
See North Easton Savings Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock North Easton Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full North Easton Savings Bank profile, how to read a UBPR, or how this data updates.