Northeast Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Northeast Bank of Lewiston, ME against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.71% | 1.34% | +1.37% | 97th top |
| ROAE | 23.45% | 12.34% | +11.11% | 94th top |
| Net Interest Margin | 4.79% | 3.83% | +0.96% | 92nd top |
| Efficiency Ratio | 35.92% | 58.97% | -23.05% | 96th top |
| PPNR / Avg Assets | 3.30% | — | — | 97th top |
| Yield on Earning Assets | 7.93% | 5.71% | +2.22% | 98th top |
| Cost of Funds | 3.75% | 2.02% | +1.73% | 1st bottom |
| Net Interest Spread | 4.29% | — | — | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.55% | 0.87% | -0.32% | 48th below |
| NPA / Total Assets | 0.67% | — | — | 33rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.16% | 0.43% | -0.27% | 21st bottom |
| ACL / Total Loans | 1.27% | — | — | 66th above |
| ACL / NPLs (Coverage) | 231.71% | — | — | 54th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.19% | 5.48% | -0.29% | 38th below |
| Provision / NCO | -35.96% | — | — | 7th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.46% | 14.99% | -1.53% | 49th below |
| Tier 1 Ratio | 13.46% | 15.02% | -1.56% | 48th below |
| Total Capital Ratio | 14.71% | — | — | 51st above |
| Leverage Ratio | 11.90% | 11.11% | +0.79% | 75th top |
| Equity / Assets | 11.55% | 11.02% | +0.53% | 69th above |
| TCE / Tangible Assets | 11.55% | — | — | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 123.04% | 86.99% | +36.05% | 2nd bottom |
| Core Deposit Ratio | 47.88% | 85.57% | -37.69% | 2nd bottom |
| Uninsured Deposit Ratio | 4.05% | 33.19% | -29.14% | 99th top |
| Wholesale Funding Ratio | 16.41% | — | — | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 22.17% | — | — | 92nd top |
| Loan Growth (Y/Y) | 21.16% | — | — | 92nd top |
| Deposit Growth (Y/Y) | 9.58% | — | — | 72nd above |
See Northeast Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Northeast Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Northeast Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Northeast Bank peer analysis.