Northeast Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Northeast Bank of Minneapolis, MN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.51% | 1.25% | +0.26% | 63rd above |
| ROAE | 18.26% | 12.22% | +6.04% | 80th top |
| Net Interest Margin | 4.27% | 3.95% | +0.32% | 68th above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 62.25% | 63.71% | -1.46% | 47th below |
| PPNR / Avg Assets | 1.51% | — | — | 44th below |
| Yield on Earning Assets | 5.38% | 5.67% | -0.29% | 39th below |
| Cost of Funds | 1.21% | 1.87% | -0.66% | 84th top |
| Net Interest Spread | 3.83% | — | — | 76th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.88% | -0.68% | 65th above |
| NPA / Total Assets | 0.23% | — | — | 57th above |
| NCO / Avg Loans | -0.16% | 0.15% | -0.31% | 98th top |
| ACL / Total Loans | 0.95% | — | — | 21st bottom |
| ACL / NPLs (Coverage) | 470.35% | — | — | 69th above |
| Texas Ratio | 2.37% | 5.96% | -3.59% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.31% | 17.18% | -4.87% | 20th bottom |
| Tier 1 Ratio | 12.31% | 17.21% | -4.90% | 20th bottom |
| Total Capital Ratio | 13.17% | — | — | 18th bottom |
| Leverage Ratio | 10.13% | 11.75% | -1.62% | 34th below |
| Equity / Assets | 8.36% | 10.98% | -2.62% | 17th bottom |
| TCE / Tangible Assets | 8.36% | — | — | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.44% | 80.44% | -2.00% | 55th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.85% | 86.95% | +0.90% | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.46% | — | — | 28th below |
| Loan Growth (Y/Y) | 0.38% | — | — | 23rd bottom |
| Deposit Growth (Y/Y) | 0.25% | — | — | 24th bottom |
See Northeast Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Northeast Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Northeast Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Northeast Bank peer analysis.