Northern State Bank of Thief River Falls: Non-Performing Assets Ratio
Data as of · sourced from FFIEC call reports. How we update
Northern State Bank of Thief River Falls reported a non-performing assets ratio of 0.12% as of Q2 2026, ranking #2,677 of 3,656 U.S. banks (27th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.
12-Quarter Trend
National Context
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.
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What is Northern State Bank of Thief River Falls's Non-Performing Assets Ratio?
Northern State Bank of Thief River Falls's Non-Performing Assets Ratio was 0.12% as of Q2 2026, ranking #2677 of 3,656 U.S. banks.
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
More Northern State Bank of Thief River Falls metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Northern State Bank of Thief River Falls profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 15286) · FFIEC NIC profile (RSSD 188056)