Norway Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Norway Savings Bank of Norway, ME against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.64% | 1.46% | +0.18% | 74th above |
| ROAE | 13.45% | 12.72% | +0.73% | 59th above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.72% | 3.85% | -0.13% | 51st above |
| Efficiency Ratio | 67.07% | 57.40% | +9.67% | 26th below |
| PPNR / Avg Assets | 1.33% | 1.88% | -0.55% | 29th below |
| Yield on Earning Assets | 5.27% | 5.72% | -0.45% | 33rd below |
| Cost of Funds | 1.44% | 2.02% | -0.58% | 82nd top |
| Net Interest Spread | 2.94% | 3.18% | -0.24% | 41st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.29% | 1.00% | -0.71% | 74th above |
| NPA / Total Assets | 0.22% | 0.76% | -0.54% | 74th above |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 72nd above |
| ACL / Total Loans | 0.71% | 1.31% | -0.60% | 9th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 247.82% | 543.60% | -295.78% | 63rd above |
| Texas Ratio | 1.94% | 7.39% | -5.45% | 77th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 266.90% | 618.95% | -352.05% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.07% | 11.43% | +2.64% | 90th top |
| Equity / Assets | 12.47% | 11.33% | +1.14% | 81st top |
| TCE / Tangible Assets | 12.22% | 10.50% | +1.72% | 84th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.80% | 86.94% | +16.86% | 10th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.89% | 85.55% | +2.34% | 46th below |
| Uninsured Deposit Ratio | 20.53% | 33.13% | -12.60% | 83rd top |
| Wholesale Funding Ratio | 13.28% | 5.70% | +7.58% | 8th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.67% | 9.69% | -5.02% | 47th below |
| Loan Growth (Y/Y) | 10.92% | 8.05% | +2.87% | 76th top |
| Deposit Growth (Y/Y) | -1.15% | 7.88% | -9.03% | 13th bottom |
See Norway Savings Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Norway Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Norway Savings Bank profile, how to read a UBPR, or how this data updates.