O'Bannon Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks O'Bannon Banking Company of Buffalo, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.29% | 1.34% | -0.05% | 51st above |
| ROAE | 14.88% | 13.31% | +1.57% | 65th above |
| Net Interest Margin | 4.00% | 3.93% | +0.07% | 53rd above |
| Efficiency Ratio | 58.31% | 61.14% | -2.83% | 59th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.66% | 1.68% | -0.02% | 54th above |
| Yield on Earning Assets | 5.93% | 5.67% | +0.26% | 65th above |
| Cost of Funds | 2.05% | 1.88% | +0.17% | 34th below |
| Net Interest Spread | 3.36% | 3.32% | +0.04% | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.46% | 0.94% | +0.52% | 19th bottom |
| NPA / Total Assets | 1.09% | 0.70% | +0.39% | 19th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.16% | -0.09% | 23rd bottom |
| ACL / Total Loans | 1.17% | 1.28% | -0.11% | 47th below |
| ACL / NPLs (Coverage) | 79.99% | 1539.19% | -1459.20% | 21st bottom |
| Texas Ratio | 11.16% | 7.33% | +3.83% | 19th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 911.11% | 1395.73% | -484.62% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.36% | 12.14% | -2.78% | 18th bottom |
| Equity / Assets | 8.89% | 11.38% | -2.49% | 25th below |
| TCE / Tangible Assets | 8.89% | 11.09% | -2.20% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.52% | 80.64% | +2.88% | 44th below |
| Core Deposit Ratio | 93.93% | 86.86% | +7.07% | 79th top |
| Wholesale Funding Ratio | 1.28% | 5.03% | -3.75% | 78th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.65% | 6.85% | +0.80% | 73rd above |
| Loan Growth (Y/Y) | 13.06% | 7.90% | +5.16% | 82nd top |
| Deposit Growth (Y/Y) | 7.08% | 6.29% | +0.79% | 71st above |
See O'Bannon Banking Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock O'Bannon Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full O'Bannon Banking Company profile, how to read a UBPR, or how this data updates.