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Oconee Federal Savings and Loan Association: Tier 1 Risk-Based Capital Ratio

24.07% Ranks #180 of 2,133 U.S. banks · 92nd percentile

Data as of · sourced from FFIEC call reports. How we update

Oconee Federal Savings and Loan Association reported a tier 1 risk-based capital ratio of 24.07% as of Q2 2026, ranking #180 of 2,133 U.S. banks (92nd percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 24.07%
Q1 2026 24.39%
Q4 2025 24.55%
Q3 2025 25.26%
Q2 2025 24.83%
Q1 2025 24.62%
Q4 2024 24.53%
Q3 2024 24.67%
Q2 2024 23.99%
Q1 2024 24.95%
Q4 2023 25.49%
Q3 2023 25.59%

National Context

Latest value 24.07%
National rank#180 of 2,133
Percentile 92nd
12-quarter low23.99%
12-quarter high25.59%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Oconee Federal Savings and Loan Association's Tier 1 Risk-Based Capital Ratio?

Oconee Federal Savings and Loan Association's Tier 1 Risk-Based Capital Ratio was 24.07% as of Q2 2026, ranking #180 of 2,133 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Oconee Federal Savings and Loan Association profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 30111) · FFIEC NIC profile (RSSD 853671)