Old National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Old National Bank of Evansville, IN against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.45% | 1.35% | +0.10% | 65th above |
| ROAE | 12.92% | 12.27% | +0.65% | 71st above |
| Net Interest Margin | 3.54% | 3.68% | -0.14% | 48th below |
| Efficiency Ratio | 44.95% | 53.98% | -9.03% | 80th top |
| PPNR / Avg Assets | 2.05% | 1.96% | +0.09% | 69th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.36% | 5.57% | -0.21% | 50th above |
| Cost of Funds | 1.91% | 2.00% | -0.09% | 51st above |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 2.94% | 2.98% | -0.04% | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.10% | 1.05% | +0.05% | 32nd below |
| NPA / Total Assets | 0.76% | 0.76% | +0.00% | 37th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.26% | 0.36% | -0.10% | 27th below |
| ACL / Total Loans | 1.14% | 1.38% | -0.24% | 47th below |
| ACL / NPLs (Coverage) | 103.80% | 211.98% | -108.18% | 31st below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 9.24% | 10.26% | -1.02% | 27th below |
| Provision / NCO | 117.10% | 107.22% | +9.88% | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.34% | 14.81% | -3.47% | 8th bottom |
| Tier 1 Ratio | 11.34% | 14.93% | -3.59% | 7th bottom |
| Total Capital Ratio | 12.29% | 16.15% | -3.86% | 7th bottom |
| Leverage Ratio | 8.80% | 10.29% | -1.49% | 13th bottom |
| Equity / Assets | 11.31% | 11.55% | -0.24% | 46th below |
| TCE / Tangible Assets | 7.86% | 9.51% | -1.65% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.17% | 83.79% | +5.38% | 39th below |
| Core Deposit Ratio | 86.52% | 86.77% | -0.25% | 32nd below |
| Uninsured Deposit Ratio | 43.27% | 38.86% | +4.41% | 35th below |
| Wholesale Funding Ratio | 10.30% | 5.56% | +4.74% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.46% | 10.19% | -5.73% | 43rd below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.91% | 10.20% | -4.29% | 50th above |
| Deposit Growth (Y/Y) | 3.87% | 10.06% | -6.19% | 43rd below |
See Old National Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Old National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Old National Bank profile, how to read a UBPR, or how this data updates.