The Ottoville Bank Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Ottoville Bank Company of Ottoville, OH against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.51% | 3.14% | -1.63% | 69th above |
| ROAE | 7.54% | 10.42% | -2.88% | 45th below |
| Net Interest Margin | 3.64% | 3.93% | -0.29% | 37th below |
| Efficiency Ratio | 45.44% | 76.38% | -30.94% | 93rd top |
| PPNR / Avg Assets | 1.84% | 1.40% | +0.44% | 74th above |
| Yield on Earning Assets | 4.48% | 5.35% | -0.87% | 23rd bottom |
| Cost of Funds | 0.99% | 1.71% | -0.72% | 80th top |
| Net Interest Spread | 3.27% | 3.31% | -0.04% | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 3.15% | 1.48% | +1.67% | 94th top |
| Texas Ratio | 0.00% | 8.27% | -8.27% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 21.40% | 17.59% | +3.81% | 82nd top |
| Equity / Assets | 20.30% | 16.41% | +3.89% | 80th top |
| TCE / Tangible Assets | 20.30% | 16.16% | +4.14% | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.73% | 72.88% | -20.15% | 68th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.38% | 88.21% | +1.17% | 38th below |
| Wholesale Funding Ratio | 0.27% | 5.31% | -5.04% | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.82% | 4.31% | -3.49% | 39th below |
| Loan Growth (Y/Y) | -10.29% | 6.77% | -17.06% | 9th bottom |
| Deposit Growth (Y/Y) | 0.15% | 3.78% | -3.63% | 39th below |
See The Ottoville Bank Company's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Ottoville Bank Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Ottoville Bank Company profile, how to read a UBPR, or how this data updates.