Outdoor Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Outdoor Bank of Manhattan, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.95% | 1.35% | -2.30% | 2nd bottom |
| ROAE | -9.70% | 13.34% | -23.04% | 2nd bottom |
| Net Interest Margin | 3.82% | 3.93% | -0.11% | 43rd below |
| Efficiency Ratio | 79.58% | 61.12% | +18.46% | 14th bottom |
| PPNR / Avg Assets | 0.64% | 1.68% | -1.04% | 11th bottom |
| Yield on Earning Assets | 6.24% | 5.67% | +0.57% | 78th top |
| Cost of Funds | 2.55% | 1.88% | +0.67% | 14th bottom |
| Net Interest Spread | 3.12% | 3.32% | -0.20% | 39th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.93% | 0.94% | +2.99% | 4th bottom |
| NPA / Total Assets | 3.06% | 0.70% | +2.36% | 3rd bottom |
| NCO / Avg Loans | 2.27% | 0.16% | +2.11% | 1st bottom |
| ACL / Total Loans | 2.51% | 1.28% | +1.23% | 97th top |
| ACL / NPLs (Coverage) | 63.83% | 1547.14% | -1483.31% | 16th bottom |
| Texas Ratio | 27.89% | 7.32% | +20.57% | 3rd bottom |
| Provision / NCO | 117.20% | 1396.09% | -1278.89% | 44th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.24% | 12.14% | -2.90% | 16th bottom |
| Equity / Assets | 9.73% | 11.37% | -1.64% | 40th below |
| TCE / Tangible Assets | 9.22% | 11.08% | -1.86% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.05% | 80.66% | +2.39% | 45th below |
| Core Deposit Ratio | 95.90% | 86.84% | +9.06% | 88th top |
| Wholesale Funding Ratio | 1.69% | 5.04% | -3.35% | 73rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.73% | 6.84% | -2.11% | 52nd above |
| Loan Growth (Y/Y) | -5.42% | 7.93% | -13.35% | 7th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.98% | 6.29% | -1.31% | 57th above |
See Outdoor Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Outdoor Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Outdoor Bank profile, how to read a UBPR, or how this data updates.