Paper City Savings Bank, S.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 30.0% in Q2 2026, from $5.0M to $3.5M. It was the largest change from Q1 2026 among the key lines here. Paper City Savings Bank, S.A. ranks 22nd of 153 Wisconsin banks on loan-to-deposit ratio, in the upper half at 106.34% (Q2 2026). Paper City Savings Bank, S.A. reported 106.34% on loan-to-deposit ratio for Q2 2026, 25.51 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $20.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $3.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.68% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 106.34% |
| Net loans and leases to deposits | 105.47% |
| Loans and leases to core deposits | 113.89% |
| Core deposits to total deposits | 93.37% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 116.65% | 96.39% | $0 | $20.0M |
| Q4 2023 | 118.02% | 96.22% | $0 | $25.0M |
| Q1 2024 | 120.50% | 95.99% | $0 | $26.0M |
| Q2 2024 | 118.39% | 95.71% | $0 | $24.0M |
| Q3 2024 | 115.83% | 95.33% | $0 | $19.0M |
| Q4 2024 | 116.76% | 94.78% | $0 | $21.0M |
| Q1 2025 | 114.66% | 94.28% | $0 | $19.0M |
| Q2 2025 | 109.02% | 94.06% | $0 | $13.0M |
| Q3 2025 | 107.18% | 93.81% | $0 | $9.0M |
| Q4 2025 | 109.55% | 93.67% | $0 | $7.0M |
| Q1 2026 | 106.89% | 93.67% | $0 | $5.0M |
| Q2 2026 | 106.34% | 93.37% | $0 | $3.5M |
Paper City Savings Bank, S.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Paper City Savings Bank, S.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Paper City Savings Bank, S.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29676) · FFIEC NIC profile (RSSD 102874)