Paradise Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Paradise Bank of Boca Raton, FL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.40% | 1.25% | +1.15% | 93rd top |
| ROAE | 35.28% | 12.22% | +23.06% | 99th top |
| Net Interest Margin | 4.95% | 3.95% | +1.00% | 91st top |
| Efficiency Ratio | 57.18% | 63.71% | -6.53% | 62nd above |
| PPNR / Avg Assets | 2.40% | — | — | 87th top |
| Yield on Earning Assets | 6.50% | 5.67% | +0.83% | 87th top |
| Cost of Funds | 1.57% | 1.87% | -0.30% | 65th above |
| Net Interest Spread | 4.08% | — | — | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.88% | -0.83% | 78th top |
| NPA / Total Assets | 0.04% | — | — | 80th top |
| NCO / Avg Loans | -0.02% | 0.15% | -0.17% | 90th top |
| ACL / Total Loans | 1.06% | — | — | 33rd below |
| ACL / NPLs (Coverage) | 1973.20% | — | — | — |
| Texas Ratio | 0.46% | 5.96% | -5.50% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.21% | 17.18% | -3.97% | 31st below |
| Tier 1 Ratio | 13.21% | 17.21% | -4.00% | 30th below |
| Total Capital Ratio | 14.25% | — | — | 29th below |
| Leverage Ratio | 8.76% | 11.75% | -2.99% | 9th bottom |
| Equity / Assets | 7.36% | 10.98% | -3.62% | 8th bottom |
| TCE / Tangible Assets | 7.36% | — | — | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.82% | 80.44% | -5.62% | 62nd above |
| Core Deposit Ratio | 92.01% | 86.95% | +5.06% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -8.46% | — | — | 2nd bottom |
| Loan Growth (Y/Y) | -11.49% | — | — | 2nd bottom |
| Deposit Growth (Y/Y) | -9.14% | — | — | 3rd bottom |
See Paradise Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Paradise Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Paradise Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Paradise Bank peer analysis.