Parke Bank: Regulatory Capital and Risk-Weighted Assets
As of 2Q26, from Call Report Schedule RC-R. This bank files under the community bank leverage ratio framework.
What each ratio is made of, 2Q26
Open a ratio to see its numerator and denominator as filed, our recomputation, and how far it sits above each regulatory line.
Community bank leverage ratio 15.88% +6.88 pp over well capitalized
This bank has elected the community bank leverage ratio framework. It files Tier 1 capital over average assets and no risk-based ratios; above the requirement it is treated as well capitalized.
| Tier 1 capital | $358.2M | 358,247 | RCOA8274 |
|---|---|---|---|
| Divided by average total assets for the leverage ratio | $2.26B | 2,256,536 | RCOAA224 |
| Recomputed ratio | 15.88% | numerator / denominator | |
| Filed ratio | 15.88% | RCOA7204 | |
| Regulatory minimum | 4.00% | ||
| Well-capitalized level | 9.00% | ||
| Cushion over that level | +6.88 pp | $155.2M | capital that could be lost first |
Amounts in the middle column are thousands of dollars as filed. Ratios are the standardized column of Schedule RC-R Part I.
The capital stack, $ thousands
From common equity to total capital, then the denominators the ratios divide by. Negatives in parentheses.
| Line | 2Q26 | 1Q26 | 4Q25 | 3Q25 | 2Q25 | 1Q25 | Source |
|---|---|---|---|---|---|---|---|
| Common stock plus related surplus, net of treasury stock | 84,882 | 84,786 | 84,708 | 84,595 | 84,547 | 84,485 | RCOAP742 |
| Retained earnings | 273,365 | 263,377 | 251,277 | 242,288 | 269,702 | 264,005 | RCOAKW00 |
| Accumulated other comprehensive income | (203) | (203) | (200) | (227) | (251) | (285) | RCOAB530 |
| Common equity Tier 1 minority interest | 0 | 0 | 0 | 0 | 0 | 0 | RCOAP839 |
| Common equity Tier 1 capital before adjustments and deductions | 358,044 | 347,960 | 335,785 | 326,656 | 353,998 | 348,205 | RCOAP840 |
| Adjustments and deductions from common equity Tier 1 | 203 | 203 | 200 | 227 | 251 | 285 | P859 - P840 |
| Common equity Tier 1 capital | 358,247 | 348,163 | 335,985 | 326,883 | 354,249 | 348,490 | RCOAP859 |
| Additional Tier 1 capital | 0 | 0 | 0 | 0 | 0 | 0 | RCOAP865 |
| Tier 1 capital | 358,247 | 348,163 | 335,985 | 326,883 | 354,249 | 348,490 | RCOA8274 |
| Tier 2 capital | NA | NA | NA | NA | NA | NA | |
| Allowance includable in Tier 2 capital | NA | NA | NA | NA | NA | NA | |
| Total capital | NA | NA | NA | NA | NA | NA | |
| Average total assets for the leverage ratio | 2,256,536 | 2,190,448 | 2,152,048 | 2,121,608 | 2,132,142 | 2,126,173 | RCOAA224 |
Community bank leverage ratio filers do not file risk-weighted assets, so there is no breakdown by category for this bank.
12 quarters against the asset-tier median
| Quarter | Framework | CET1 | Tier 1 | Total capital | Leverage | Tier median CET1 | Tier median Tier 1 | Tier median Total capital | Tier median Leverage |
|---|---|---|---|---|---|---|---|---|---|
| 2Q26 | CBLR | NA | NA | NA | 15.88% | 13.52% | 13.55% | 14.66% | 10.52% |
| 1Q26 | CBLR | NA | NA | NA | 15.89% | 13.45% | 13.46% | 14.59% | 10.46% |
| 4Q25 | CBLR | NA | NA | NA | 15.61% | 13.36% | 13.37% | 14.44% | 10.38% |
| 3Q25 | CBLR | NA | NA | NA | 15.41% | 13.38% | 13.39% | 14.51% | 10.37% |
| 2Q25 | CBLR | NA | NA | NA | 16.61% | 13.21% | 13.21% | 14.27% | 10.30% |
| 1Q25 | CBLR | NA | NA | NA | 16.39% | 13.15% | 13.17% | 14.26% | 10.24% |
| 4Q24 | CBLR | NA | NA | NA | 16.38% | 13.02% | 13.05% | 14.10% | 10.07% |
| 3Q24 | CBLR | NA | NA | NA | 16.91% | 12.97% | 13.02% | 14.13% | 10.12% |
| 2Q24 | CBLR | NA | NA | NA | 17.34% | 12.93% | 12.94% | 14.06% | 10.10% |
| 1Q24 | CBLR | NA | NA | NA | 17.05% | 12.90% | 12.91% | 14.02% | 10.06% |
| 4Q23 | CBLR | NA | NA | NA | 16.49% | 12.81% | 12.82% | 13.92% | 10.01% |
| 3Q23 | CBLR | NA | NA | NA | 16.15% | 12.78% | 12.79% | 13.93% | 10.03% |
NA means not filed for that quarter: a community bank leverage ratio filer files no risk-based ratios. Tier medians are the served benchmark for banks in the same asset tier.
Against similar banks, 2Q26
| Bank | Assets | Framework | CET1 | Tier 1 | Total capital | Leverage |
|---|---|---|---|---|---|---|
| Parke Bank (this bank) | CBLR | NA | NA | NA | 15.88% | |
| Blue Ridge Bank, N.A. | $2.31B | Risk-based | 15.10% | 15.10% | 16.36% | 11.23% |
| The First National Bank of Fort Smith | $2.31B | CBLR | NA | NA | NA | 11.08% |
| Colorado Federal Savings Bank | $2.31B | Risk-based | 16.64% | 16.64% | 17.50% | 10.47% |
| Central Bank | $2.29B | Risk-based | 10.60% | 10.60% | 11.55% | 10.09% |
| Cashmere Valley Bank | $2.32B | CBLR | NA | NA | NA | 12.50% |
| Builtwell Bank | $2.28B | Risk-based | 13.73% | 13.73% | 14.98% | 9.71% |
| Security First Bank | $2.32B | Risk-based | 11.03% | 11.03% | 12.25% | 8.30% |
| Queensborough National Bank & Trust Company | $2.28B | Risk-based | 12.36% | 12.36% | 13.35% | 8.64% |
| Golden Bank, N.A. | $2.28B | Risk-based | 15.60% | 15.60% | 16.85% | 13.74% |
| Peer 25th percentile | 11.69% | 11.69% | 12.80% | 9.71% | ||
| Peer median | 13.73% | 13.73% | 14.98% | 10.47% | ||
| Peer 75th percentile | 15.35% | 15.35% | 16.60% | 11.23% | ||
| This bank's percentile | NA | NA | NA | 100 |
Peer ratios use the same basis as this bank: the standardized column of Schedule RC-R where served, the filed summary otherwise. Similar banks are the nearest banks by size in the same asset tier.
Source: FFIEC Call Report Schedule RC-R, Parts I and II, as filed. Well capitalized means at least 6.5% CET1, 8% Tier 1, 10% total capital and 5% leverage under the prompt corrective action rules; a community bank leverage ratio filer must instead hold the leverage ratio its framework requires. The same figures are in the API at /api/v1/banks/2764212/regulatory-capital/ and in the Excel workbook. Next: the capital tab, the peer group page, or the full profile.