The Pauls Valley National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 26.6% in Q2 2026, from $22.4M to $16.4M. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, The Pauls Valley National Bank is 128th of 169 on loan-to-deposit ratio, 62.96% as of Q2 2026, below the middle of the field. The Pauls Valley National Bank reported 62.96% on loan-to-deposit ratio for Q2 2026, 17.98 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $34.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $131.5M |
| Fed funds sold and reverse repos | $16.4M |
| Fed funds sold and reverse repos to assets | 4.60% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.96% |
| Net loans and leases to deposits | 62.05% |
| Loans and leases to core deposits | 82.22% |
| Core deposits to total deposits | 76.58% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 61.55% | 79.00% | $0 | $0 |
| Q4 2023 | 61.84% | 78.23% | $0 | $0 |
| Q1 2024 | 59.05% | 77.86% | $0 | $0 |
| Q2 2024 | 59.88% | 78.10% | $0 | $0 |
| Q3 2024 | 63.77% | 77.32% | $0 | $0 |
| Q4 2024 | 66.24% | 76.77% | $228K | $0 |
| Q1 2025 | 63.81% | 75.09% | $0 | $0 |
| Q2 2025 | 65.14% | 73.89% | $0 | $0 |
| Q3 2025 | 67.75% | 74.29% | $0 | $0 |
| Q4 2025 | 64.98% | 74.59% | $0 | $0 |
| Q1 2026 | 62.62% | 76.42% | $0 | $0 |
| Q2 2026 | 62.96% | 76.58% | $0 | $0 |
The Pauls Valley National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Pauls Valley National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Pauls Valley National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4173) · FFIEC NIC profile (RSSD 454658)