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Peoples Bank: Non-Performing Assets Ratio

3.40% Ranks #89 of 3,656 U.S. banks · 98th percentile

Data as of · sourced from FFIEC call reports. How we update

Peoples Bank reported a non-performing assets ratio of 3.40% as of Q2 2026, ranking #89 of 3,656 U.S. banks (98th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 3.40%
Q1 2026 3.79%
Q4 2025 3.15%
Q3 2025 3.82%
Q2 2025 4.15%
Q1 2025 4.46%
Q4 2024 4.50%
Q3 2024 3.90%
Q2 2024 3.31%
Q1 2024 3.67%
Q4 2023 4.00%
Q3 2023 3.72%

National Context

Latest value 3.40%
National rank#89 of 3,656
Percentile 98th
12-quarter low3.15%
12-quarter high4.50%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is Peoples Bank's Non-Performing Assets Ratio?

Peoples Bank's Non-Performing Assets Ratio was 3.40% as of Q2 2026, ranking #89 of 3,656 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Peoples Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 9366) · FFIEC NIC profile (RSSD 70638)