Peoples Bank of East Tennessee: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 16.9% in Q2 2026, from -$5.4M to -$4.5M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.90% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $49.7M |
| Tier 1 capital | $49.7M |
| Total risk-based capital | — |
| Total equity capital | $45.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.92% |
| Tangible equity to tangible assets | 9.92% |
| Equity capital to average assets | 9.92% |
| Internal capital growth rate | 11.94% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $864K |
| Common stock surplus | $16.3M |
| Retained earnings | $32.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.67% | 8.75% | 8.75% |
| Q4 2023 | 11.71% | 9.68% | 9.68% |
| Q1 2024 | 11.64% | 9.13% | 9.13% |
| Q2 2024 | 11.31% | 9.28% | 9.28% |
| Q3 2024 | 11.36% | 9.73% | 9.73% |
| Q4 2024 | 10.95% | 9.18% | 9.18% |
| Q1 2025 | 10.84% | 8.93% | 8.93% |
| Q2 2025 | 10.64% | 8.96% | 8.96% |
| Q3 2025 | 10.83% | 9.65% | 9.65% |
| Q4 2025 | 10.83% | 9.75% | 9.75% |
| Q1 2026 | 10.88% | 9.44% | 9.44% |
| Q2 2026 | 10.90% | 9.92% | 9.92% |
Peoples Bank of East Tennessee regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank of East Tennessee, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank of East Tennessee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34517) · FFIEC NIC profile (RSSD 2614344)