Peoples Bank the: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.42 percentage points in Q2 2026, from 69.12% to 72.54%. It was the largest change from Q1 2026 among the key lines here. Within South Carolina, Peoples Bank the is 30th of 44 on loan-to-deposit ratio, 70.52% as of Q2 2026, below the middle of the field. Peoples Bank the reported 70.52% on loan-to-deposit ratio for Q2 2026, 10.42 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $26.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $150.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 70.52% |
| Net loans and leases to deposits | 69.68% |
| Loans and leases to core deposits | 72.54% |
| Core deposits to total deposits | 97.23% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 56.79% | 97.47% | $0 | $0 |
| Q4 2023 | 58.09% | 97.22% | $0 | $0 |
| Q1 2024 | 58.91% | 97.01% | $0 | $0 |
| Q2 2024 | 58.76% | 97.21% | $0 | $0 |
| Q3 2024 | 61.24% | 96.71% | $0 | $0 |
| Q4 2024 | 64.21% | 97.01% | $0 | $0 |
| Q1 2025 | 64.47% | 97.04% | $0 | $0 |
| Q2 2025 | 64.69% | 96.78% | $0 | $0 |
| Q3 2025 | 68.25% | 96.77% | $0 | $0 |
| Q4 2025 | 67.46% | 96.71% | $0 | $0 |
| Q1 2026 | 67.16% | 97.16% | $0 | $0 |
| Q2 2026 | 70.52% | 97.23% | $0 | $0 |
Peoples Bank the liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank the, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank the profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16968) · FFIEC NIC profile (RSSD 285928)