The Peoples Savings and Loan Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Peoples Savings and Loan Company of Bucyrus, OH against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.42% | 1.35% | -0.93% | 11th bottom |
| ROAE | 2.14% | 13.33% | -11.19% | 7th bottom |
| Net Interest Margin | 2.82% | 3.93% | -1.11% | 7th bottom |
| Efficiency Ratio | 84.29% | 61.13% | +23.16% | 10th bottom |
| PPNR / Avg Assets | 0.42% | 1.68% | -1.26% | 7th bottom |
| Yield on Earning Assets | 4.23% | 5.67% | -1.44% | 5th bottom |
| Cost of Funds | 1.66% | 1.88% | -0.22% | 59th above |
| Net Interest Spread | 2.44% | 3.32% | -0.88% | 11th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.28% | 0.94% | -0.66% | 58th above |
| NPA / Total Assets | 0.13% | 0.70% | -0.57% | 66th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.33% | 1.28% | -0.95% | 1st bottom |
| ACL / NPLs (Coverage) | 119.12% | 1546.36% | -1427.24% | 33rd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.18% | 7.34% | -2.16% | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 20.34% | 12.14% | +8.20% | 96th top |
| Equity / Assets | 19.62% | 11.36% | +8.26% | 96th top |
| TCE / Tangible Assets | 19.62% | 11.08% | +8.54% | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 57.55% | 80.66% | -23.11% | 85th top |
| Core Deposit Ratio | 91.25% | 86.85% | +4.40% | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.74% | 6.84% | -6.10% | 24th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.13% | 7.92% | -0.79% | 61st above |
| Deposit Growth (Y/Y) | 0.23% | 6.29% | -6.06% | 24th bottom |
See The Peoples Savings and Loan Company's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Peoples Savings and Loan Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Peoples Savings and Loan Company profile, how to read a UBPR, or how this data updates.