The Peoples Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Peoples Savings Bank of New Matamoras, OH against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.86% | 3.14% | -2.28% | 41st below |
| ROAE | 7.33% | 10.42% | -3.09% | 43rd below |
| Net Interest Margin | 3.85% | 3.93% | -0.08% | 49th below |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 71.35% | 76.31% | -4.96% | 47th below |
| PPNR / Avg Assets | 1.12% | 1.40% | -0.28% | 45th below |
| Yield on Earning Assets | 4.60% | 5.35% | -0.75% | 26th below |
| Cost of Funds | 0.80% | 1.71% | -0.91% | 88th top |
| Net Interest Spread | 3.53% | 3.31% | +0.22% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.58% | 1.34% | +0.24% | 22nd bottom |
| NPA / Total Assets | 0.76% | 0.71% | +0.05% | 24th bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.36% | 1.49% | -0.13% | 60th above |
| ACL / NPLs (Coverage) | 86.13% | 866.44% | -780.31% | 36th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.24% | 8.25% | -2.01% | 29th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 60.00% | 315.62% | -255.62% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.45% | 17.61% | -4.16% | 53rd above |
| Equity / Assets | 11.56% | 16.43% | -4.87% | 42nd below |
| TCE / Tangible Assets | 11.56% | 16.18% | -4.62% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.79% | 72.86% | -18.07% | 66th above |
| Core Deposit Ratio | 92.96% | 88.21% | +4.75% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.61% | 4.31% | -2.70% | 43rd below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.37% | 6.73% | -3.36% | 54th above |
| Deposit Growth (Y/Y) | 0.76% | 3.78% | -3.02% | 42nd below |
See The Peoples Savings Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Peoples Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Peoples Savings Bank profile, how to read a UBPR, or how this data updates.