Peoples Security Bank and Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 5.18 percentage points higher than in Q1 2026, at 7.71%. Within Pennsylvania, Peoples Security Bank and Trust Company is 31st of 109 on loan-to-deposit ratio, 95.43% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Peoples Security Bank and Trust Company sits 7.23 points higher, at 95.43% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $256.5M |
| Cash and noninterest-bearing balances to assets | 4.72% |
| Cash and securities | $783.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $239.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.41% |
| Trading liabilities | $14.4M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.43% |
| Net loans and leases to deposits | 94.49% |
| Loans and leases to core deposits | 99.43% |
| Core deposits to total deposits | 88.26% |
| Brokered deposits to total deposits | 7.71% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 85.31% | 88.34% | $0 | $52.0M |
| Q4 2023 | 86.92% | 88.34% | $0 | $42.6M |
| Q1 2024 | 89.19% | 87.67% | $0 | $45.3M |
| Q2 2024 | 93.60% | 87.52% | $0 | $129.2M |
| Q3 2024 | 87.77% | 88.79% | $0 | $148.9M |
| Q4 2024 | 90.59% | 90.00% | $0 | $114.5M |
| Q1 2025 | 92.44% | 90.65% | $0 | $103.2M |
| Q2 2025 | 93.24% | 91.37% | $0 | $179.8M |
| Q3 2025 | 93.63% | 92.17% | $0 | $213.3M |
| Q4 2025 | 91.70% | 91.51% | $0 | $167.1M |
| Q1 2026 | 94.66% | 92.79% | $0 | $314.1M |
| Q2 2026 | 95.43% | 88.26% | $0 | $239.8M |
Peoples Security Bank and Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Security Bank and Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Security Bank and Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7514) · FFIEC NIC profile (RSSD 278818)