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Peoples State Bank: Return on Average Equity

20.66% Ranks #395 of 3,648 U.S. banks · 89th percentile

Data as of · sourced from FFIEC call reports. How we update

Peoples State Bank reported a return on average equity of 20.66% as of Q2 2026, ranking #395 of 3,648 U.S. banks (89th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 20.66%
Q1 2026 19.11%
Q4 2025 19.66%
Q3 2025 21.36%
Q2 2025 23.05%
Q1 2025 23.60%
Q4 2024 16.01%
Q3 2024 23.23%
Q2 2024 24.95%
Q1 2024 18.82%
Q4 2023 16.69%
Q3 2023 21.43%

National Context

Latest value 20.66%
National rank#395 of 3,648
Percentile 89th
12-quarter low16.01%
12-quarter high24.95%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Peoples State Bank's Return on Average Equity?

Peoples State Bank's Return on Average Equity was 20.66% as of Q2 2026, ranking #395 of 3,648 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Peoples State Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 15939) · FFIEC NIC profile (RSSD 660066)