Peoples State Bank of Colfax: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 1.31 percentage points in Q3 2026, from 15.70% to 14.40%. It was the largest change from Q2 2026 among the key lines here. On total deposits, Peoples State Bank of Colfax is 28th from the bottom among 323 Illinois banks, $44.6M (Q3 2026). Peoples State Bank of Colfax reported $44.6M on total deposits for Q3 2026, 18% below the $54.2M median for banks in the < $100M asset tier; the peer median is as of Q2 2026.
Deposit totals
| Line item | Q3 2026 |
|---|---|
| Total deposits | $44.6M |
| Domestic office deposits | $44.6M |
| Foreign office deposits | — |
| Deposits to total assets | 88.58% |
| Deposits to total liabilities | 99.19% |
Deposit composition
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $6.4M |
| Savings deposits | $7.9M |
| Transaction accounts to domestic deposits | 45.10% |
| Time deposits | $31K |
| Time deposits under $100k | $6.3M |
| Time deposits $100k to $250k | $4.9M |
| Time deposits over $250k | $2.8M |
| Noninterest-bearing share of deposits | 14.40% |
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $41.7M |
| Core deposits to total deposits | 93.64% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.33% |
| Interest expense on deposits | $125K |
| Loans and leases to core deposits | 48.64% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q4 2023 | $33.8M | 95.05% | 0.00% | 0.99% |
| Q1 2024 | $34.6M | 97.07% | 0.00% | 1.02% |
| Q2 2024 | $38.1M | 93.96% | 0.00% | 1.21% |
| Q3 2024 | $39.3M | 94.11% | 0.00% | 1.45% |
| Q4 2024 | $38.3M | 97.36% | 0.00% | 1.40% |
| Q1 2025 | $38.0M | 97.30% | 0.00% | 1.33% |
| Q2 2025 | $39.7M | 95.11% | 0.00% | 1.34% |
| Q3 2025 | $43.0M | 95.45% | 0.00% | 1.27% |
| Q4 2025 | $41.2M | 95.21% | 0.00% | 1.30% |
| Q1 2026 | $41.2M | 94.36% | 0.00% | 1.38% |
| Q2 2026 | $43.7M | 93.53% | 0.00% | 1.38% |
| Q3 2026 | $44.6M | 93.64% | 0.00% | 1.33% |
Peoples State Bank of Colfax deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples State Bank of Colfax, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples State Bank of Colfax profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10075) · FFIEC NIC profile (RSSD 33839)