Pioneer Trust Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.19 percentage points in Q2 2026, from 87.01% to 90.20%. It was the largest change from Q1 2026 among the key lines here. Pioneer Trust Bank, N.A. ranks 5th of 12 Oregon banks on loan-to-deposit ratio, in the upper half at 85.48% (Q2 2026). Pioneer Trust Bank, N.A. reported 85.48% on loan-to-deposit ratio for Q2 2026, 4.54 points above the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $143.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $201.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.48% |
| Net loans and leases to deposits | 83.99% |
| Loans and leases to core deposits | 90.20% |
| Core deposits to total deposits | 94.77% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 80.30% | 99.28% | $0 | $0 |
| Q4 2023 | 89.83% | 98.85% | $0 | $0 |
| Q1 2024 | 94.10% | 98.73% | $0 | $0 |
| Q2 2024 | 96.33% | 98.05% | $0 | $0 |
| Q3 2024 | 90.31% | 97.40% | $0 | $0 |
| Q4 2024 | 88.21% | 97.68% | $0 | $0 |
| Q1 2025 | 87.68% | 96.54% | $0 | $0 |
| Q2 2025 | 83.23% | 95.95% | $0 | $0 |
| Q3 2025 | 81.53% | 95.96% | $0 | $0 |
| Q4 2025 | 78.26% | 95.53% | $0 | $0 |
| Q1 2026 | 82.45% | 94.76% | $0 | $0 |
| Q2 2026 | 85.48% | 94.77% | $0 | $0 |
Pioneer Trust Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Pioneer Trust Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pioneer Trust Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19827) · FFIEC NIC profile (RSSD 852973)