Piscataqua Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Piscataqua Savings Bank of Portsmouth, NH against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.39% | 1.35% | -0.96% | 10th bottom |
| ROAE | 3.57% | 13.33% | -9.76% | 10th bottom |
| Net Interest Margin | 1.76% | 3.93% | -2.17% | 1st bottom |
| Efficiency Ratio | 82.94% | 61.12% | +21.82% | 11th bottom |
| PPNR / Avg Assets | 0.45% | 1.68% | -1.23% | 7th bottom |
| Yield on Earning Assets | 3.94% | 5.67% | -1.73% | 2nd bottom |
| Cost of Funds | 2.33% | 1.88% | +0.45% | 20th bottom |
| Net Interest Spread | 1.57% | 3.32% | -1.75% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.68% | 1.28% | -0.60% | 6th bottom |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.67% | 12.14% | +1.53% | 80th top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.05% | 11.36% | -0.31% | 61st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 11.05% | 11.08% | -0.03% | 65th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.42% | 80.67% | -14.25% | 75th top |
| Core Deposit Ratio | 82.81% | 86.85% | -4.04% | 23rd bottom |
| Wholesale Funding Ratio | 8.84% | 5.03% | +3.81% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.85% | 6.84% | -4.99% | 32nd below |
| Loan Growth (Y/Y) | -2.58% | 7.92% | -10.50% | 13th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.45% | 6.29% | -1.84% | 53rd above |
See Piscataqua Savings Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Piscataqua Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Piscataqua Savings Bank profile, how to read a UBPR, or how this data updates.