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The Pitney Bowes Bank Inc.: Efficiency Ratio

32.54% Ranks #67 of 3,644 U.S. banks · 98th percentile

Data as of · sourced from FFIEC call reports. How we update

The Pitney Bowes Bank Inc. reported a efficiency ratio of 32.54% as of Q2 2026, ranking #67 of 3,644 U.S. banks (98th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 32.54%
Q1 2026 31.50%
Q4 2025 19.70%
Q3 2025 20.04%
Q2 2025 21.19%
Q1 2025 21.87%
Q4 2024 17.16%
Q3 2024 22.19%
Q2 2024 10.42%
Q1 2024 12.74%
Q4 2023 11.92%
Q3 2023 11.62%

National Context

Latest value 32.54%
National rank#67 of 3,644
Percentile 98th
12-quarter low10.42%
12-quarter high32.54%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is The Pitney Bowes Bank Inc.'s Efficiency Ratio?

The Pitney Bowes Bank Inc.'s Efficiency Ratio was 32.54% as of Q2 2026, ranking #67 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Pitney Bowes Bank Inc. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34599) · FFIEC NIC profile (RSSD 2649177)