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PlainsCapital Bank: Tier 1 Risk-Based Capital Ratio

12.50% Ranks #1,570 of 2,136 U.S. banks · 27th percentile

Data as of · sourced from FFIEC call reports. How we update

PlainsCapital Bank reported a tier 1 risk-based capital ratio of 12.50% as of Q2 2026, ranking #1,570 of 2,136 U.S. banks (27th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.50%
Q1 2026 12.71%
Q4 2025 14.49%
Q3 2025 14.81%
Q2 2025 15.08%
Q1 2025 15.06%
Q4 2024 15.35%
Q3 2024 14.94%
Q2 2024 15.58%
Q1 2024 15.87%
Q4 2023 15.44%
Q3 2023 15.31%

National Context

Latest value 12.50%
National rank#1,570 of 2,136
Percentile 27th
12-quarter low12.50%
12-quarter high15.87%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is PlainsCapital Bank's Tier 1 Risk-Based Capital Ratio?

PlainsCapital Bank's Tier 1 Risk-Based Capital Ratio was 12.50% as of Q2 2026, ranking #1570 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full PlainsCapital Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 17491) · FFIEC NIC profile (RSSD 637451)