Platte Valley Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Platte Valley Bank of Scottsbluff, NE against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.24% | 1.46% | -0.22% | 47th below |
| ROAE | 13.04% | 12.69% | +0.35% | 55th above |
| Net Interest Margin | 4.20% | 3.85% | +0.35% | 79th top |
| Efficiency Ratio | 59.82% | 57.40% | +2.42% | 45th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.81% | 1.88% | -0.07% | 57th above |
| Yield on Earning Assets | 6.08% | 5.72% | +0.36% | 78th top |
| Cost of Funds | 1.98% | 2.02% | -0.04% | 53rd above |
| Net Interest Spread | 3.65% | 3.18% | +0.47% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 1.00% | -0.78% | 79th top |
| NPA / Total Assets | 0.18% | 0.76% | -0.58% | 78th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.43% | -0.31% | 26th below |
| ACL / Total Loans | 1.38% | 1.31% | +0.07% | 78th top |
| ACL / NPLs (Coverage) | 613.98% | 564.33% | +49.65% | 85th top |
| Texas Ratio | 4.30% | 7.39% | -3.09% | 54th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 295.26% | 618.73% | -323.47% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.54% | 11.44% | -1.90% | 23rd bottom |
| Equity / Assets | 9.53% | 11.34% | -1.81% | 32nd below |
| TCE / Tangible Assets | 9.24% | 10.50% | -1.26% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.29% | 86.95% | +0.34% | 53rd above |
| Core Deposit Ratio | 84.38% | 85.55% | -1.17% | 32nd below |
| Uninsured Deposit Ratio | 26.58% | 33.13% | -6.55% | 66th above |
| Wholesale Funding Ratio | 3.49% | 5.70% | -2.21% | 53rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.85% | 9.68% | +0.17% | 76th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.90% | 8.06% | -2.16% | 51st above |
| Deposit Growth (Y/Y) | 11.65% | 7.87% | +3.78% | 80th top |
See Platte Valley Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Platte Valley Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Platte Valley Bank profile, how to read a UBPR, or how this data updates.